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I know I'm supposed to be just a simple beaver, keeping it low-key and building basic dams, but I'm tired of pretending that your current stuff is enough. Think of something right now that costs money, that thing you see in your targeted ads, that purchase that lights up your dopamine. Chase that with your credit card because it's easy to think being responsible with money is the way to live. I'm not trying to say spending is easy. In fact, I'd argue that the only way something is meant to be yours is if you're willing to commit to the monthly payments, otherwise it wasn't meant to be anything but just a missed purchase. It will be a difficult billing cycle but here's what we come to learn: everything of value has financing options available.