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Central Bank Digital Currency (CBDC) is a digital currency issued and backed by a central bank, designed to provide a secure and efficient form of digital money. Unlike decentralized cryptocurrencies, CBDC maintains stability and trust by being regulated by a governmental entity. This digital token enables instant transactions, reduces operational costs, and enhances financial inclusion by making digital payments accessible to everyone. With an infrastructure based on blockchain technology or centralized systems, CBDC ensures security, traceability, and regulatory compliance. Its implementation aims to modernize the financial system, offering a digital alternative to cash and optimizing monetary policy in the digital economy.