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The GENIUS Act, or Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025, is a bipartisan law to regulate payment stablecoins in the U.S. It limits issuers to regulated banks and qualified entities, mandates 1:1 reserves in U.S. currency or Treasuries, ensures consumer protections, and establishes federal-state oversight. Aimed at enhancing security and U.S. dollar dominance, it’s set for signing by President Trump today, July 18, 2025.
| $140.76% | |
| $0.470.03% | |
| $0.270.01% | |
| $0.000.00% |